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Drawdown Explorer

Monte Carlo Retirement Portfolio Simulator

What is a Monte Carlo Simulation?

Instead of assuming the stock market returns exactly 7% every year, this tool runs thousands of "what-if" scenarios with random (but realistic) returns. You get a clear picture of how often your money lasts -- not just the best-case.

1. Set your starting portfolio and withdrawal rate. 2. Choose a strategy. 3. Click "Run Simulation" and review your success rate.

Running simulations...

Summary Statistics

Success Rate
--
Median Ending Balance
--
10th Percentile
--
90th Percentile
--

Portfolio Paths (50 Random Simulations)

Annual Withdrawal Amounts

Distribution of Ending Balances

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