Week 42 Day 6: Tax-Efficient Withdrawal Sequencing in Retirement

The order in which you withdraw from different accounts (taxable, traditional IRA, Roth) dramatically affects how long your money lasts. The conventional wisdom -- withdraw from taxable first, traditi...

The order in which you withdraw from different accounts (taxable, traditional IRA, Roth) dramatically affects how long your money lasts. The conventional wisdom -- withdraw from taxable first, traditional second, Roth last -- is a reasonable starting point, but the optimal sequence depends on your specific situation.