Day 82 Week 12 Day 5: Flexibility Is Your Best Defense Retirement Risk Management The retiree who can reduce spending by 10-20% during a bad year has a dramatically more resilient retirement plan than one who cannot.... The retiree who can reduce spending by 10-20% during a bad year has a dramatically more resilient retirement plan than one who cannot. Lesson Locked This Lesson Is For Paid Subscribers Subscribe to access the full lesson, commentary, and your day-by-day course progression. Start Learning - $9.99/month View Full Syllabus ← Previous Lesson Back to Browse Next Lesson →