Day 79 Week 12 Day 2: Bad Years Early Can Be Fatal Retirement Risk Management A 30% crash in year 2 of retirement is far more damaging than a 30% crash in year 15. The early years are when your portfolio is most vulnerable.... A 30% crash in year 2 of retirement is far more damaging than a 30% crash in year 15. The early years are when your portfolio is most vulnerable. Lesson Locked This Lesson Is For Paid Subscribers Subscribe to access the full lesson, commentary, and your day-by-day course progression. Start Learning - $9.99/month View Full Syllabus ← Previous Lesson Back to Browse Next Lesson →